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Insights from the
insurtech edge.
Policy wordings, privacy and compliance documents, and our customer-care commitments, the documents that govern how we underwrite, handle your information, and support you when it matters. For policyholders, brokers and finance partners.
GOVERNANCE
CODE OF PRACTICE
General Insurance Code of Practice
The Insurance Council of Australia has developed a voluntary General Insurance Code of Practice (“the Code”) to further raise standards of practice and service across the insurance industry. Lloyd’s has adopted the Code on terms agreed with the Insurance Council of Australia.
UPDATED OCT 2023
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Compliance
Privacy
Privacy Policy
How we collect, use, store and disclose your personal information, your rights under the Privacy Act and the Australian Privacy Principles, and how to access or correct your data.
Effective 2026
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Compliance
Complaints
Complaints, Disputes & Resolution Process
How to raise a complaint, the timeframes for our internal dispute resolution process, and your right to escalate to the Australian Financial Complaints Authority (AFCA).
Effective 2026
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Customer Care
Hardship
Financial Hardship Policy
The support available if you're experiencing difficulty paying a premium or are owed money under a claim, including how to request hardship assistance and what happens next.
Effective 2026
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Customer Care
Family Violence
Domestic & Family Violence Policy
Our commitment to the safety, privacy and dignity of customers affected by domestic and family violence, with confidential, sensitive support throughout every interaction.
Effective 2026
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Customer Care
Vulnerability
Vulnerable Customers Policy
How we recognise and support customers experiencing vulnerability, providing tailored, respectful and accessible assistance so everyone can deal with us with confidence.
Effective 2026
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Legal
Terms
Online Terms & Conditions.
The terms governing your use of the Protect Underwriting website and app, including acceptable use, intellectual property, pricing, and the limits of our liability online.
Effective 2026
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