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Different by Design Purpose Choice

Insurtech-Powered.
Veteran-Led.

Built for the gig, sharing, micro-mobility, and emerging-tech economies. And for the transport businesses moving them.

Different by Design.
By Purpose.
By Choice.

Underwriting and technology, together. Not at odds.

Five Specialist Covers.

Five products. Each one built for the new economy.
Live now

Public & Products Liability.

Liability cover for the gig, sharing, and micro-mobility economies.
Coming Soon

AI Protect.

AI creates new value. It also creates new risk. Specialist liability for businesses building or deploying AI.
Coming Soon

RideProtect 2.0

Comprehensive cover for personal use and rideshare.
Live Now

TransportProtect.

Heavy motor insurance for transport operators. Faster cover. Less friction.
Coming Soon

eBikeProtect.

Liability cover for eBike manufacturers and distributors. With rider protection built in.

The Underwriting Engine.

A digital platform for brokers. Submission to bind, without the paperwork.

From Risk to Bind.

Four steps. No detours.
01 · Submit

Submit in Minutes

Brokers submit through our platform. Straightforward intake. No paperwork.
02 · Review

Reviewed by Specialists

Our underwriters review every risk. Decades of expertise, technology assisted.
03 · Indicate

Rapid Indications

Clear terms where capacity exists. Honest answers where it doesn't.
04 · Bind

Bound the same day

Accepted indication to bound policy in minutes. Documents issued instantly.

We make our partners
the heroes.

Brokers
Niche and emerging risks underwritten with appetite, not hesitation. Straightforward terms, fast answers, and decisions you can rely on.
Finance Brokers
Cover sorted in the same step as the finance, not bolted on later. Indications on demand, no delays and settlements that hold to schedule.
Businesses
Cover for the gig, sharing, micro-mobility, and emerging-tech economies, plus traditional sectors adopting AI and automation. Built for what's emerging, not just what's established.

Insurance veterans.
Technology builders.

Built by people who've spent careers fixing what's broken.
Stephen Bennett

Stephen Bennett

Co-founder & Director

50 years across both broking and underwriting. Joint founder and MD of AEI Insurance Broking Group and GT Insurance. Past Chair of the Apex Foundation and Past President of the University of Sydney Melanoma Foundation. Director of Hunter Equity Group. NIBA Mentor. AFAIM, MAICD.

Steven Humphries

Steven Humphries

Co-founder

M&A specialist with significant insurance industry investment, deals and governance expertise. Steven is a practising corporate lawyer with almost three decades experience; twenty years of which as a partner at Sydney-based law firms. He has held non-executive director and committee roles with and investments in numerous growth-phase Australian businesses, including in the insurance and technology sectors. His professional background brings perspective and know-how to the Protect Underwriting board and senior management team.

Bob Lee

Bob Lee

Co-founder & Director

40+ years across underwriting, distribution and senior management. Founder and Group CEO of the former Stardex Group which comprised 7 specialist underwriting agencies. Current director of Hunter Equity Group and MB Insurance Group. CIP, GAICD and past Chairman of UAC.

Jeremy Bennett

Jeremy Bennett

Chief Executive Officer

25+ years across insurance broking, underwriting and executive management in the London, Hong Kong and Australian markets. Founder of Ride Protect, one of Australia's first rideshare insurance platforms. ASIC Responsible Manager, AFSL 241055.

Nick Bell

Nick Bell

Head of Insurance & Risk

25+ years across Product, Pricing, Underwriting and Risk & Compliance. Experience at both major insurers and specialist underwriting agencies - including leading Suncorp's Bingle launch and Head of Product for Progressive's Australian venture. Responsible manager for AFSL 241055 and works directly with our Lloyd's syndicates.

A risk that won't fit?
Let's talk.

Global Strength.
Local Knowledge.
Built Different.

Lloyd's-backed. Australian-built. Digital by default.
  • Appointed Lloyd's Coverholder
  • Australian owned. AFSL 241055.
  • Decades of specialist underwriting
  • Digital-first. Quote to bind, paperless.
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